Category Archives: Real Estate

Push to Increase Homebuyer Tax Credit

Great news!  There’s a big push from legislatures and businesses to increase and extend the current homebuyer tax credit.  A number of bills have been introduced into the legislature.  Some of the tax expansions include increasing the homebuyer tax credit from the current $8,000 to $15,000, extend the tax credit time frame from the end of the year, 2009 through to mid 2010, opening up the tax credit to all homebuyers and providing a $3,000 credit to homebuyers who refinance.


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Filed under Economy, Real Estate

Pricing your Home in a Down Market

Many questions begin to flood a homeowners mind when preparing to list their house for sale.  Should I sod the lawn?  What repairs will I need to make before I list my home?  Should I paint the inside?  All are important questions.  Especially in our current market when homes are sitting for longer periods of time.  However, pricing your home to sell is going to be the most important decision you can make.  We’re in a tough market, but no matter what kind of market, price is always going to determine if and when your home will sell.  Here’s a video from to help you price your home to sell in a bad market.

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Susanne Quirk is a Realtor® with Cobblestone Realty specializing in residential homes in Jupiter, Juno Beach, Palm Beach Gardens, Florida. Contact Susanne at (561) 386-0350, e-mail, or visit our website to learn more.

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First-Time Home Buyer Tax Credit Explained

Here is a simple explanation of the home buyer tax credit for 2009.  Kiplinger Editorial Director, Kevin McCormally, not only explains the tax credit for 2009, but also clarifies the “tax credit” for 2008.

Susanne Quirk is a Realtor® with Cobblestone Realty specializing in residential homes in Jupiter, Juno Beach, Palm Beach Gardens, Florida. Contact Susanne at (561) 386-0350, e-mail, or visit our website to learn more.


Filed under Real Estate

Top 3 Reasons Why Now is the Time to Buy Real Estate

3564981_lowStrong indicators show that we are in the best market to purchase a home.  Whether you are interested in buying a home as an investment, as a first time home buyer, or to move up to a bigger home, it doesn’t matter.  It’s still a great time to buy for everyone.  There are many more reasons why, but to make things easy, I can boil it down to three main factors.

1.  Housing prices are declining. The old saying, “buy low, sell high” applies here.  There’s no need to wait it out for the lowest price.  In fact, waiting it out could do you more harm than good.  You will miss a lot of great deals out there waiting for the market to bottom out.  Because real estate is for long term investing, your purchase will pay off even if you didn’t buy your home at the lowest point in the market.

2.  Mortgage rates are at a low. CBS Financial Analyst, Ray Martin, appeared on the CBS Early Show saying, “Rates on a 30-year, fixed-rate mortgage are at a level we won’t see again in our lifetime.”  Be full warned, when housing purchases increase, rates are going increase as well and historically they have increased rapidly.

3.  $8,00 First-Time Home Buyer Tax Credit. Buy before December 31, 2009 and you’ll get an $8,000 tax credit if you’re a first-time buyer.  Know the definition of a first-time home buyer!  You can previously have been a home buyer and still qualify.  The law defines “first-time home buyer” as a buyer who has not owned a principal residence during the three-year period prior to the purchase.  For married taxpayers, the law test the home ownership history of both the home buyer and his/her spouse. See First-Time Home Buyer Tax Credit.

Not sure how to proceed?  I’d meet with your mortgage broker and find out what you can afford to buy.  Credit score needs some work?  No problem, a good mortgage broker can help you improve your credit score.  Then, call me.  I can help you find the best home at the best price.

Susanne Quirk is a Realtor® with Cobblestone Realty specializing in residential homes in Jupiter, Juno Beach, Palm Beach Gardens, Florida. Contact Susanne at (561) 386-0350, e-mail, or visit our website to learn more.


Filed under Real Estate, Real Estate Investing

Spotlight on Abacoa

Abacoa Town Center

Abacoa Town Center

Abacoa is one of the more recent communities developed in Jupiter.  We have been residents of Abacoa for over six years.  We enjoy the close proximity of restaurants, shops, work and school.  It is a young community were the average adult age is approximately 36 yrs.  However, it caters to every age group.  It is a planned community on over 2,055 acres of land, including some areas of greenway preserves throughout the town.

Roger Dean Stadium has become the home for spring training for the St. Louis Cardinals and the Florida Marlins.  The stadium is conveniently located in the heart of Abacoa and brings great family entertainment to our community.  Other fun-filled activities include golfing at Abacoa Golf and family nights at the Abacoa Town Center.  The Abacoa Town Center is filled with retail shops and restaurants.  Most weekends at the town center are filled with live music, movies, and festivals for residents to enjoy.  Other businesses in the area inlude Florida Atlantic University and Scripps Florida Institute.  Since Scripps arrival, Abacoa has become a hub of scientific technology with the following of the Max Planck Society and other scientific institutes from around the world.

There are many community of homes that make up Abacoa.  A wide selection homes are currently for sale.  Prices begin at $84,000 for a condominium at the Village at Abacoa, located directly above the town center shops.  Townhomes in Antigua begin at $154,900 and single family homes start at $305,000 in Paseos and top out at just over $1,300,000 in Valencia.

For more information about the communities in Abacoa, visit our community page about Abacoa or the Abacoa website.

Other Related Articles:

Battle of the Abacoa Neighborhoods
ARTrageous at Abacoa Town Center
Valencia at Abacoa
Florida Gives Max Planck Society $10M
Talks of Math Institute
Susanne Quirk is a Realtor® with Cobblestone Realty specializing in oceanfront and luxury homes in Juno Beach and Jupiter, Florida. Contact Susanne at (561) 386-0350, e-mail, or visit our website to learn more.

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Filed under abacoa, Community, Jupiter, Real Estate

Egret Landing Open House

Open House Sunday, March 15, 2009 1:00 - 4:00 p.m.

Open House Sunday, March 15, 2009 1:00 - 4:00 p.m.

Cobblestone Realty will be hosting an Open House this Sunday in Egret Landing at Jupiter.  You won’t want to miss seeing this home.  It is the lowest priced home in the community.  Located in a quiet cul-de-sac, this home is great for families.  An oversized lot with 4 bedrooms and 2 full baths, it is a great open floorplan with great potential for a pool and much more.

Open House by Cobblestone Realty

Where:  204 Banyanwood Point

When:  Sunday, March 15, 2009

Time:  1:00 – 4:00 p.m.

Directions:  From 95 take Indiantown Road east, south on Central Boulevard, right onto Egret Landing Boulevard, Rt. onto Egret Cir. N., Lt. onto Banyanwood Point.

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$8,000 Housing Tax Credit Now Available

tax-savingsHome buyers in the Jupiter and Juno Beach areas should be aware that there is now a tax credit equal to 10% of a homes purchase price for up to a maximum of $8,000 available with the new Federal Housing Tax Credit that was just passed by Congress.

Homes that are purchased between January 1, 2009, and December 1, 2009, are eligible.  Previously know as a “first time buyers credit,” it is, in fact, a credit that is  also available for anyone that has not purchased a home in the last three years.

The biggest change between this $8,000 credit and the previous $7,500 tax credit is that this one does not have to be repaid.

The tax credit can be claimed on your 2008  income tax forms even if the purchase took place in 2009.  Single tax payers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.

With the  combination of local home prices at very low  levels and really good mortgage rates that are available,  should give a number of  local residents a push into the housing market.

There are many homes that are on the market in Jupiter and Juno that may have once been considered “out of reach” are now very affordable.

We have enjoyed living in this area and have made it home for our family. We would not consider ever leaving.  We hope that you feel the same way and get the opportunity to buy a home here and make it yours too!

For more information on this program and others that are available, contact a local Realtor®.

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Filed under Economy, Real Estate